Abstract
Both Canada and the European Union (EU) have been active in developing pension policies despite the lack of formal mandates to do so. While the Canadian government used its fiscal powers to expand its role in pension programs when pension emerged as a policy issue, the EU has been strongly limited by its lack of resources, institutional complexities, and the maturity of public pension programs in its member states. The EU experience generates interesting lessons for Canadian policy makers who are dealing with increasingly complex pension issues.